Best Time to Apply for a New Credit Card When Is the Best Time to Apply for a New Credit Card? Your credit score a three-digit number lenders use to gauge your creditworthiness can fluctuate with each credit card application. A new card can increase your total available credit, potentially lowering your credit utilization ratio, a key factor in credit scoring. https://www.cre... https://www.creditcardrewardspro.com/post/when-is-the-best-time-to-apply-for-a-new-credit-card