To acquire an IVA, you need to have some spare profits monthly to pay for your creditors, normally at the very least £a hundred. Your creditors are unlikely to accept an IVA When your payments are lower than that. 生活限制：不能乘坐的士、不可購買貴重物品及資產（如物業、汽車）、不能再對已購買保險作出供款； 一般銀行只要求債務人變賣可套現資產物業，以減輕欠債額。現時大部份負資產人士及需補... https://drp34333.atualblog.com/35768220/the-basic-principles-of-iva-ivano1-top