To apply for a gold loan: Choose a Lender: Select a bank, NBFC, or online lender. Check Eligibility: Be 18-65 years old with gold jewelry or coins, and provide ID, address proof, and income details (if required). Decide Loan Amount & Terms: LTV is usually 75-90% of your gold's value. Compare interest rates and repayment options. Apply: Visit the lender's branch or apply online, ... https://www.shriramfinance.in/gold-loan